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Gaming Obamacare

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It took just a little while for the new system to be gamed. The idea was that employers would be obligated to provide health care for their employees, and if they did not do so, they would have to pay a tax (call it what you will, but it is a tax) of $2000 per employee. The idea is that employers that did not offer health benefits to employees would begin buying policies and that with more employees in the healthcare pool, benefits and more generous packages would be made available.

Instead, employers and insurance companies have teamed up to create bare-bones healthcare policies which are just enough to get by the tax but not enough to constitute real health care. The result of this will be a new class of underinsured. Being underinsured is just as bad as not having insurance at all. The only solution is a state-run universal system along the lines of Canada or Massachusetts if you are a little xenophobic.

Remember the All-Savers certificate? This was a plan to help stop inflation. It didn’t work.

It looks like the half-measure health program won’t work either.

Written by mokane

May 20, 2013 at 10:03 am

Posted in Blogroll

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